Terms and Conditions

Last Updated: January 2025

Welcome to Patriot Market Research ("PMR," "we," "us," or "our"). By accessing or using our stock research and market analysis platform, you agree to be bound by these Terms and Conditions.

1. Acceptance of Terms

By creating an account or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree, please do not use our services.

2. Description of Services

PMR provides:

• Stock market research and analysis tools
• Quantitative ratings and scoring for securities
• Real-time and historical market data
• AI-powered market insights and recommendations
• Portfolio tracking and watchlist features
• Newsletter and market update subscriptions
• Educational content and resources

3. Investment Disclaimer

IMPORTANT: The information provided on this platform is for educational and informational purposes only. It should NOT be construed as:

• Professional financial advice
• Investment recommendations or solicitations
• A guarantee of future performance
• Tax, legal, or accounting advice

Past performance does not guarantee future results. All investments involve risk, including the potential loss of principal. You should consult with a qualified financial advisor before making any investment decisions.

4. User Accounts

To access certain features, you must create an account. You agree to:

• Provide accurate and complete registration information
• Maintain the security of your password and account
• Notify us immediately of any unauthorized use
• Accept responsibility for all activities under your account
• Not share your account credentials with others

5. Subscription and Payments

Some features require a paid subscription:

• Subscription fees are billed in advance on a recurring basis
• You authorize us to charge your payment method automatically
• Prices may change with 30 days notice
• Refunds are handled according to our Refund Policy
• You may cancel your subscription at any time

6. Acceptable Use

You agree NOT to:

• Use the service for any illegal purpose
• Attempt to gain unauthorized access to any systems
• Interfere with or disrupt the service
• Scrape, harvest, or collect data without permission
• Redistribute our proprietary content or data
• Use automated systems to access the service
• Impersonate any person or entity
• Upload malicious code or content

7. Intellectual Property

All content on this platform, including but not limited to text, graphics, logos, data, software, and analysis, is the property of PMR or its licensors and is protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written consent.

8. Third-Party Data

Market data and financial information may be provided by third-party sources. While we strive for accuracy, we do not guarantee the completeness or reliability of third-party data. Use of such data is subject to the terms of the respective data providers.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• PMR is not liable for any indirect, incidental, special, or consequential damages
• Our total liability shall not exceed the amount paid by you in the past 12 months
• We are not responsible for investment losses based on information from our platform
• We do not warrant that the service will be uninterrupted or error-free

10. Indemnification

You agree to indemnify and hold harmless PMR, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the service or violation of these terms.

11. Termination

We reserve the right to suspend or terminate your account at any time for:

• Violation of these Terms and Conditions
• Fraudulent or illegal activity
• Non-payment of subscription fees
• Any reason at our sole discretion with notice

12. Changes to Terms

We may modify these Terms at any time. Continued use of the service after changes constitutes acceptance of the new terms. We will notify users of material changes via email or platform notification.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States. Any disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

14. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

15. Contact Information

For questions about these Terms and Conditions, please contact us at:

Email: info@pmrclub.com

By using Patriot Market Research, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.